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Serving Insurance Agents And Their Customers Since 1961

Personal Lines

Below are the personal lines programs we offer.

Mobile Homes/Modulars
Representing some of the most recognized and stable mobile home insurance companies, TCG provides a full spectrum of products to fit almost any home insurance need: Mobile Homes, Manufactured Homes and Modular Homes. We write owner occupied, seasonal, tenant occupied, renters, commercial and vacant home policies. New or old, doublewide or singlewide, we have a program to fit your needs!
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Dwelling Fire
Stand-alone dwelling fire risks? We’ve got you covered! With multiple carriers to choose from, TCG can help you get the best product at the best price for your customer. Basic, Broad and Special forms are available and permitted occupancies include owner, seasonal, seasonal rental and rentals. Liability coverage can be added to most policies.
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TCG’s specialty homeowners programs are designed for monoline coverage. Occupancies can vary from primary to secondary or seasonal. We offer both Replacement Cost and Actual Cash Value policy forms on both newer and older homes.
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Vacant / Renovation / Builders Risk
With our access to multiple carriers, we can write vacant properties – even undergoing renovations – and Builder’s Risks with coverage limits up to $1 million. 3, 6 and 12 month policy terms are available, along with optional Liability coverage. Let TCG give you peace of mind with direct bill and automatic renewal!
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Seacoast Properties
Second home at the coast? We have markets with wind and ex-wind. Homeowners, Dwelling Fire, Mobilehome – we’ve got you covered! Eligible occupancies include owner primary, owner seasonal, rental, tenant and vacant. Capacity and availability may vary. Please contact TCG for more information.
TCG provides both property and liability coverage for a variety of bikes: Traditional/Standard, Cruisers, Classic/Vintage, Touring/Sport Touring and Sport. Coverage is also available for ATVs and Mopeds/Scooters. Broad accessory coverage is available, along with many discounts. Product availability varies by state.
Get a Quote with Modernlink
The right protection and competitive rates for most types of private pleasure watercraft including: Cruisers, Bass Boats, Runabouts, Sport Fishers, Pontoons, Houseboats and Sailboats. Coverage is available for boats up to 64’ in length, up to $500,000 in value and liability limits up to $1,000,000 CSL. Several loss settlement options are available. Best coverage-to-coverage policy against national carriers.
Get a Quote with Modernlink
Personal Watercraft
TCG offers a broad stand-alone program for both package and liability only policies. PWC program coverages include: Emergency Assistance & Towing, Medical Payments, Uninsured Watercraft and Non-Owned Watercraft.
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Motor Home
Specialized coverage to meet the unique needs of RV owners is offered through TCG. Whether the RV is used occasionally, on a full time basis or incidental business use, we have a policy that fits. The program offers a wide range of coverage options from Replacement Cost to Diminishing Deductibles. Coverage limits are available up to $200,000 and higher limits can be submitted.
Get a Quote with Modernlink
Travel Trailer
Providing the right insurance protection at a reasonable price for travel trailer owners is what we do at TCG! Our regular travel trailer program provides comprehensive and collision coverage while our stationary program provides broad coverage for travel trailers that are permanently placed in campgrounds or private property. Coverage is available for units up to 40 feet and values up to $80,000.
Get a Quote with Modernlink
Collector Car
Looking for a collector car market? Street Rods, Customs, Antiques, Classics, Collectibles and Kit Cars -- at TCG, we’ve got you covered! Per unit maximum limit is $150,000 and collections can be scheduled up to $300,000 (higher values may be submitted). Mileage plans of 1000, 3000 and 6000 are available. Garage requirement applies. Physical damage coverage and liability coverage are offered (varies by state).
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Golf Cart
Stand-alone coverage for golf carts is designed for privately owned golf carts used for recreational purposes. Both physical damage and liability coverage are available.
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Need a flood expert? Call TCG’s flood department, and let us walk you through the rating and application process. Our “Write Your Own” flood policy is written through NFIP and offers both the standard and preferred programs. Coverage up to $250,000 is available on residential risks with a $500,000 limit on non-residential risks. With TCG, flood coverage is easy!
Call for Quote or click here to get a quote on AccessFlood!