This category of insurance includes coverages for various types of contractors or similar businesses, including general contractors, owners acting as general contractors, artisan/trade contractors, lawn care, janitorial, truckers, inland marine coverage, builders risk coverage and contractors equipment. These products include coverage for multiple operations and were designed to accommodate the pricing needs for a wide variety of these types of businesses.

Vacant risks with or without renovations (residential and commercial buildings, vacant condos and partially vacant buildings). Short-term policies are available. Up to: $1M/$3M General Liability, $3M Property, including up to $250K in contents.

Providing insurance options to more than 75 different types of business. Some of these include book stores, florists, art galleries, antique stores, card/gift shops, collectibles/memorabilia shops and more. These mercantile-type businesses have a specific set of coverage needs for potential claims. Whether it is property damage from a fire or a customer falling on the premises, we understand the potential risks associated with running these businesses.

We can customize solutions to help meet the specific needs of your customers looking for directors and officers, employment practices and errors and omissions liability coverages. We offer package or monoline options to some of the most common risks – allied health care, community associations, real estate agents and so many more! With every product, we deliver meaningful coverage advantages, broad appetite and value-added services.

We can offer monoline or multiline solutions for over 500 classes of organizations that serve our communities in many ways. We have specifically designed products for industry segments built with coverage offerings unique to their needs. Segments include: houses of worship, social services, charities, sports clubs, community association, etc.

Our products are designed for small to mid-size businesses in the food and beverage sector of the hospitality industry. We have comprehensive knowledge of state-specific liquor laws and the liquor liability marketplace, both regionally and nationally. Our underwriting and claims experience positions us to be a long-term, stable and consistent market for your business. We can even provide coverage for a single or multiday event!